CHASE SAPPHIRE PREFERRED CARD
GENEROUS SIGN-UP BONUS ACCESS TO EXCLUSIVE EVENTSIf you’re a frequent traveler or simply want to maximize your everyday spending, the Chase Sapphire Preferred® Card is a top-tier choice in 2025. With an industry-leading sign-up bonus, premium travel protections, and enhanced rewards on categories that actually matter, it’s not just another credit card—it’s a lifestyle tool.
Unlike many generic reviews, this guide will go beyond the surface to highlight lesser-known benefits and the real value behind this card. Whether you’re planning a trip around the world or just want better returns on dining and groceries, the Sapphire Preferred offers serious bang for your buck.
Top 3 Benefits of the Chase Sapphire Preferred Card
1. 80,000 Point Sign-Up Bonus = $1,000+ in Travel Value
New cardholders can earn 80,000 bonus points after spending $4,000 within the first 3 months. When redeemed through Chase Ultimate Rewards, those points are worth 25% more, totaling $1,000+ in travel. Even better? These points can be transferred at a 1:1 ratio to top travel partners like United, Southwest, and World of Hyatt—maximizing every mile.
2. 5x Points on Travel Purchased Through Chase Ultimate Rewards
This is where the card really shines: you earn 5x points on travel booked through Chase’s platform, including flights, hotels, car rentals, and cruises. Unlike other cards, these points don’t just accumulate—they multiply your freedom to explore the world without blackout dates or restrictions.
3. Unique Perks Hidden in the Fine Print
Most sites miss this: Trip Delay Reimbursement kicks in after just 12 hours of delay—much lower than the industry average of 24 hours. Plus, purchases are protected with Primary Rental Car Insurance, which is rarely offered without an annual fee north of $400. For a $95/year card, this is a serious edge.
2 Drawbacks to Consider
1. No Lounge Access
Unlike its big brother, the Chase Sapphire Reserve, this card doesn’t include airport lounge access. If that’s a dealbreaker, you may want to compare premium alternatives—though the Preferred offers a better rewards-to-fee ratio overall.
2. Foreign Transaction Fees on Certain Transfers
While the card has no foreign transaction fees for purchases, some third-party apps or payment processors may trigger hidden costs during international peer-to-peer transfers. Knowing which platforms are optimal can help you avoid this.
Want More Details? Here’s How to Apply for the Chase Sapphire Preferred Today
Ready to elevate your spending and travel smarter? We’ve prepared a full breakdown of how to maximize your rewards, compare the card with competitors like the Amex Gold or Capital One Venture, and walk you step-by-step through the application process.
Click below to continue reading and discover if you qualify for instant approval. Many applicants get a response within minutes—so you could start earning points today.
